Where Working Capital Gets Trapped & How We Fix It

Finance teams lose working capital the same way: invoice by invoice and term by term. It happens when suppliers get paid earlier than contracts require, when payment terms are inconsistent across vendors, regions, and business units, and when those terms go years without renegotiation — all while competitors are quietly securing better deals with the same suppliers.

PRGX surfaces these opportunities using proprietary benchmarking and decades of S2P expertise, so your team can act on them immediately.

Patrick Miller, Vice President of Global Solutions, breaks down how PRGX delivers custom playbook data to prepare you for successful supplier renegotiations.

A Proven Approach to Working Capital Acceleration

1

Measure Actual vs. Agreed Terms

Are you paying suppliers earlier than your contracts require? We compare your negotiated terms to your actual payment behavior — across every vendor, category, and business unit — to show you exactly where cash is leaving ahead of schedule.

2

Compare Like Vendors

How do similar suppliers stack up against each other in your portfolio? We identify inconsistencies across your vendor base and surface opportunities to consolidate, shift spend, or standardize terms.

3

Benchmark Against the Industry

Your competitors are negotiating better terms with your shared suppliers. We know because we work with 300+ clients across 30 countries. Our proprietary benchmarking data shows you exactly where your terms fall short of industry standards and what a realistic ask looks like.

4

Measure Actual vs. Agreed Terms

Are you paying suppliers earlier than your contracts require? We compare your negotiated terms to your actual payment behavior — across every vendor, category, and business unit — to show you exactly where cash is leaving ahead of schedule.

 
What You Need

A targeted working capital acceleration program that identifies and captures cash trapped in your source-to-pay cycle.

What You Get
  • Quantify working capital improvement opportunities using your actual transaction-level payment data
  • Model new payment terms across vendors and categories to unlock cash
  • Assess and improve cash discount utilization
  • Benchmark supplier terms and harmonize for maximum value
  • Custom playbooks with fact-based negotiation guidance
Why Our Process Works

Even high-performing finance teams leave money on the table. Our combination of industry-leading expertise and PRGX Spend & Payment Insight software uncovers and unlocks the most value.

What You Need

A targeted working capital acceleration program that identifies and captures cash trapped in your source-to-pay cycle.

What You Get
  • Quantify working capital improvement opportunities using your actual transaction-level payment data
  • Model new payment terms across vendors and categories to unlock cash
  • Assess and improve cash discount utilization
  • Benchmark supplier terms and harmonize for maximum value
  • Custom playbooks with fact-based negotiation guidance
Why Our Process Works

Even high-performing finance teams leave money on the table. Our combination of industry-leading expertise and PRGX Spend & Payment Insight software uncovers and unlocks the most value.

Negotiate with Confidence using Custom Supplier Playbooks

A project-based engagement that delivers data-backed negotiation guidance for your highest-opportunity vendors.

  • Identify your top 15-30 vendors with the greatest working capital gap
  • Receive a custom playbook for each, with current terms, peer benchmarks, industry ranges, and a recommended ask
  • Go into every supplier conversation armed with facts, not guesswork
  • Most clients see results within 30 days of receiving their first playbook

Continuous Performance Monitoring with Spend & Payment Insight ™

A SaaS platform that gives you real-time visibility into payment performance, DPO trends, and working capital opportunities across your entire supplier base.

  • Unified view across all ERPs and data sources
  • Monitor actual vs. agreed payment terms in real time
  • Catch early payments, missed discounts, and term drift before they compound
  • Used by finance and procurement teams to maintain the gains negotiated through playbooks
Case Study
How PRGX Unlocks Working Capital for Clients

Proof it Works

A leading US grocery retailer used PRGX to optimize DPO across 30,000+ vendors and $40B in annual spend, resulting in $130M in positive cash flow and $27M in annual EBITDA gains.

A global retailer with fragmented data across 14 markets and multiple ERPs identified $1.3B in savings and recovery opportunities, including $300M in estimated spend savings and $30M+ in annual recoveries. savings and $30M+ in annual recoveries.

“Almost immediately after partnering with PRGX using their Working Capital playbooks, we were able to negotiate 30-day terms to 60-day terms with a major supplier that increased our working capital by $3M, and this was just one of many vendors we are now talking with.”

  – Max Hood, Former CFO of the ODP Corporation

Let’s unlock your working capital

Ask us how we can deliver results in 30 days.

PRGX Working Capital Acceleration

We analyze payment behaviors from your data—across vendors, categories, and systems. By examining how and when payments are made, we uncover early payments, missed discounts, and term misalignments that trap cash unnecessarily.

Our Spend & Payment Insight software delivers a unified view across fragmented systems, layered with supplier benchmarking and root-cause analysis to surface actionable gaps and savings.

We don’t negotiate on your behalf—but we equip your team with custom playbooks built from your actual payment data, supplier benchmarks, and industry insights. These playbooks provide fact-based recommendations that empower your team to negotiate smarter and unlock working capital.
We deliver actionable insights within the first 30 days—based on your actual payment behavior and transaction-level data. While negotiation and implementation take time, some clients have unlocked millions in working capital starting from a single vendor analysis.
Not at all. We provide your team with the facts, benchmarks, and playbooks needed to enact change—without requiring direct supplier engagement from us or disrupting your existing relationships.

5 Key FAQs